Whether you’re aware of it or not, you have a money temperament. Everyone does. It’s the way you naturally think about money, behave with mone…

Dear Mary: My husband and I have been out of debt for approximately five years. It’s great. The problem is we now seem to spend a lot of money…

Dear Mary: My question is about life insurance. My wife believes that I need life insurance because I am the sole breadwinner in the family an…

A credit score is a three-digit number between 300 and 850 generated by a mathematical algorithm (a mostly secret formula) based on informatio…

A big coordinated garage sale in my neighborhood gave me a surprising wake-up call. It’s one thing to see a family’s stuff spread out in the f…

That slow cooker you keep on reserve for the cold months of winter is a perfect solution for summer, too — especially during these days when y…

Do you ever notice how your hair hurts when you haven’t washed it in a few days? Hey, washing and styling can be so time-consuming! It’s not j…

In the same way there are rules in life for things like how to drive a car, how to cook a meal or how to manage your money, there are a few si…

There are many reasons not to carry credit card debt. The most obvious is that it’s really expensive. And here’s a reason often overlooked: It…

Dear Mary: We live in Nevada and own a second home in Arizona. My husband wants to sell the Arizona property and then use the proceeds to pay …

How’s your health? Not your physical fitness, but your financial well-being. For most of us, how much we earn tells us how we’re “feeling” fin…

I reset my lawn sprinkler timer, which was more than an hour off due to the spring ritual known as daylight saving time. Rather than move it o…

Driven to save myself and my family from financial ruin, I jumped into the deep end of the industrial real estate industry. I knew nothing abo…

It’s official. My readers are the best, and not bad-looking, either. Not only are you loyal, but you’ve also made mail time the high point of …

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I’m sure my supermarket is not the only grocery store with an area in the back I call “My Bargain Bin.” It’s refrigerated and features some da…

Dear Mary: What does it mean to “balance” my bank account? How do I do that? Why should I? I really appreciate you answering my question. I’m …

Dear Mary: We have decided to pay off a bunch of bills and do some much-needed repairs on our house. Can you tell me the difference between a …

When you think of spring-cleaning, you probably think of your home. But what about your car? It’s served you well all winter long. It’s been t…

Dear Mary: My wife and I have been married for three years. She has memorized my credit card information.

Got ice and snow on top of super cold temperatures this winter? “Everyday Cheapskate” reader Jennifer does, and she wrote, “Do you have a solu…

Dear Mary: I am university-educated and have an advanced degree in the arts. This is really embarrassing: What is interest? I just don’t get i…

Dear Mary: Is there a law that says how long the grace period must be? (And if you don’t mind, exactly what IS a grace period?) — Justin

To say that I had a love/hate relationship with handheld vacuums for many years would be putting it mildly. I love the idea of a cordless hand…

As personality traits go, “compulsive” and “addictive” are not generally considered all that terrific. Those of us with an inclination to be o…

A few years ago, I received a fun letter from a reader who developed a hobby of looking for money in gutters, parking lots, streets, sidewalks…

Dear Mary: My wife has always insisted on balancing our joint checkbook, and recently, I found out why. The bank statement came yesterday whil…

If you wear eyeglasses, I’ll bet you’ve encountered a most annoying problem while wearing a mask — glasses fogging up. That makes it difficult…

High-quality and effective skin care should not be considered a luxury available only to the wealthy. You can find high-quality, reasonably pr…

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